The highlight provide insight into LOLC (Cambodia) Plc. performance and how far the financial institution have achieved recently. It provides brief information on LOLC’s operation such as number of staffs, net income, assets and much more. Visit the table below to find out more.
| Financial Highlight |
2023 |
2022 |
2021 |
| Total Assets |
1,567,832,502 |
1,475,663,556 |
1,211,355,156 |
| Gross Loan Portfolio |
1,246,507,114 |
1,253,022,255 |
1,036,280,875 |
| Deposit Balance |
903,917,855 |
767,174,498 |
581,937,121 |
| Equity |
356,195,458 |
290,276,761 |
234,457,982 |
| Net Income |
65,714,357 |
58,695,280 |
53,281,766 |
| Return On Assets * |
4.3% |
4.4% |
4.8% |
| Return On Equity * |
20.3% |
22.4% |
26.3% |
|
| Operational Highlight |
2022 |
2021 |
2020 |
| Number of Borrower Breakdown: |
335,089 |
341,753 |
318,354 |
| Micro loans (Loan Size: <= $2,500) |
255,095 |
240,792.00 |
233,630.00 |
| Small loans (Loan Size: >$2,500 - <$10,000) |
106,996 |
99,058.00 |
95,777.00 |
| SME Loans (Loan Size: >=$10,000) |
52,169 |
40,058.00 |
30,745.00 |
| Gross Loan Portfolio Breakdown: |
|
|
|
| Micro loans (Loan Size: <= $2,500) |
236,848,269 |
212,027,489 |
175,629,691 |
| Small loans (Loan Size: >$2,500 - <$10,000) |
384,794,845 |
353,235,243 |
338,951,769 |
| SME Loans (Loan Size: >=$10,000) |
631,379,141 |
471,018,144 |
341,340,152 |
| Number of Deposit Account |
609,651 |
532,169 |
461,775 |
| Number of Depositors |
517,349 |
462,125 |
401,662 |
| Number of Offices (Including Head Office) |
83 |
81 |
79 |
| Number of Personnel |
3535 |
3297 |
3140 |
| ATM Card Issued |
49,542 |
32,065 |
9,966 |
| iPay Users |
57,681 |
48,134 |
10,183 |
| iPay Merchants |
8,349 |
2,630 |
749 |
| PAR>30 Days |
2.95% |
2.05% |
1.27% |
| Gross Loan Write-offs |
0.30% |
0.21% |
0.23% |
| Capital Adequacy Ratio (CAR) |
23.14% |
21.96% |
19.34% |
| Cost-to-Income Ratio (Including Provisions) |
66.91% |
63.12% |
69.86% |
| Operating Expense/Avg. Loan Portfolio * |
4.45% |
5.12% |
5.04% |
|
| Social Outreach Highlight |
2022 |
2021 |
2020 |
| Number of Female Borrowers |
240,041 |
224,620 |
213,396 |
| Number of Rural Borrowers |
266,380 |
295,773 |
280,796 |
| Number of Green Loans |
672 |
348 |
1,090 |
| Number of WASH Loans |
4,585
|
5,877
|
8,324
|
| Number of Unsecured Loans |
208,463
|
193,372
|
175,142
|
| Number of Borrowers Having Insurance: |
|
|
|
| - Credit Life Insurance |
96,221 |
- |
- |
| - Auto Insurance |
34,057 |
- |
- |
| - Weather Index Insurance |
384 |
- |
- |
| CO2 Emission Saving |
74,989 |
73,028 |
70,790 |
| Outreach of Financial Education Videos |
16M |
13M |
8M |
#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia.
023 991 991 
info@lolc.com.kh 
